Privacy Policy

Introduction

Nitishakti Technologies Pvt. Ltd. ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI-powered financial planning platform and related services.

By using our services, you agree to the collection and use of information in accordance with this Privacy Policy. We encourage you to read this policy carefully and contact us if you have any questions.

Information We Collect

Personal Information

• Name, email address, phone number, and contact information
• Date of birth, PAN number, and other identification details
• Employment information, income details, and financial goals
• Bank account information and investment account details

Financial Information

• Investment portfolio data from connected accounts
• Transaction history and investment performance
• Asset allocation and risk tolerance preferences
• Financial planning goals and objectives

Technical Information

• Device information, IP address, and browser type
• Usage patterns and interaction with our platform
• Cookies and similar tracking technologies
• Log files and analytics data

How We Use Your Information

We use the collected information for the following purposes:

• Provide personalized AI-powered financial planning recommendations
• Analyze your investment portfolio and suggest optimizations
• Send you relevant financial insights and market updates
• Improve our services and develop new features
• Ensure platform security and prevent fraudulent activities
• Comply with legal and regulatory requirements
• Communicate with you about your account and our services

Data Security

We implement industry-leading security measures to protect your information:

• 256-bit AES encryption for data in transit and at rest
• Multi-factor authentication and secure access controls
• Regular security audits and penetration testing
• SOC 2 Type II compliance and ISO 27001 certification
• Data anonymization and pseudonymization techniques
• Secure cloud infrastructure with redundant backups

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent for specific purposes
• With trusted service providers who assist in our operations
• To comply with legal obligations and regulatory requirements
• To protect our rights, property, or safety, or that of others
• In connection with a business transfer or acquisition

Your Rights and Choices

You have the following rights regarding your personal information:

• Access and review your personal information
• Correct or update inaccurate information
• Delete your account and associated data
• Export your data in a portable format
• Opt-out of marketing communications
• Restrict or object to certain data processing

To exercise these rights, please contact us at privacy@nitishakti.com.

Cookies and Tracking

We use cookies and similar technologies to enhance your experience:

• Essential cookies for platform functionality
• Analytics cookies to understand usage patterns
• Preference cookies to remember your settings
• Security cookies to protect against fraud

You can control cookie preferences through your browser settings.